White House Mortgages Ltd, is the place for

Whole Of Market Independent Mortgage Advice.

 Established 10/01/1997, Directly Authorised & Regulated since 31/10/2004.

You tell us what you want to achieve and we will do all of the work for you.

WE TAKE THE STRESS OUT OF MORTGAGES.

Mortgages

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.



Written quotations on request. A fee typically of 1% will be charged subject to the published Irrevocable Fees Ts&Cs. All loans are subject to status.


Adverse Credit Mortgages

Adverse Credit Mortgages

Sometimes people get into debt through no fault of their own and, even if they have been to blame, want to sort things out. Fortunately, there are now some lenders willing to provide adverse credit mortgages and this short guide will help you understand what to expect.

Buy to Let Mortgages

Buy to Let Mortgages

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.

Offset Mortgages

Offset Mortgages

With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.

Equity Release

Equity Release

Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.

First Time Buyers

First Time Buyers

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.

Flexible Mortgages

Flexible Mortgages

A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.

Remortgages

Remortgages

Remortgaging means switching your mortgage to another deal with another lender without moving property.

Self Build Mortgages

Self Build Mortgages

The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.

UK News

Hundreds of head office workers are facing cuts and loss-making branches are under threat of closure.
The way firms deal with fare evasion will be examined amid concern about how passengers are treated.
The firms will share EV technology as they face slowing demand and competition from Chinese rivals.
Retailers are increasingly targeting the "kidult" market as family finances are squeezed.
As the dust settles on a post-election stock market rally, some firms have already gained.